[vc_row][vc_column][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=”50px”][vc_custom_heading text=”Remortgaging” font_container=”tag:h2|font_size:26|text_align:left” google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal” css=”.vc_custom_1617176098231{padding-bottom: 12px !important;}”][vc_row_inner][vc_column_inner width=”1\/2″][vc_column_text]<\/p>\n
If you\u2019ve been with the same mortgage lender for several years, the chances are you may be paying much more than you need to for your home loan.<\/span><\/p>\n [\/vc_column_text][vc_column_text]<\/p>\n YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE<\/span><\/strong><\/p>\n [\/vc_column_text][vc_column_text]<\/p>\n If you have not reviewed your mortgage for a few years, you could be paying much more than you need to.<\/span><\/p>\n Remortgaging is simply switching your mortgage deal to a better deal with the same lender or moving to another lender.<\/span><\/p>\n [\/vc_column_text][vc_custom_heading text=”Why remortgage” font_container=”tag:h2|font_size:26|text_align:left” google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal” css=”.vc_custom_1617176398830{padding-bottom: 12px !important;}”][vc_column_text]<\/p>\n [\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_single_image image=”174″ img_size=”full” alignment=”center”][\/vc_column_inner][\/vc_row_inner][vc_column_text]<\/p>\n Think carefully before securing other debts against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.<\/strong><\/p>\n [\/vc_column_text][vc_custom_heading text=”Lower interest rates” font_container=”tag:h2|font_size:26|text_align:left” google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal” css=”.vc_custom_1617176553710{padding-bottom: 12px !important;}”][vc_column_text]<\/p>\n Most mortgages start with an introductory deal: fixed or discounted for 2-5years. Once this deal ends, the interest you pay will be the lenders Standard Variable Rate (SVR) that is normally higher than introductory deals.<\/span><\/p>\n We may be able to help you secure a better deal: Our mortgage brokers will check with your existing lender and the rest of the market the products available and recommend new mortgage deal.<\/span><\/p>\n [\/vc_column_text][vc_custom_heading text=”Releasing Equity” font_container=”tag:h2|font_size:26|text_align:left” google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal” css=”.vc_custom_1617176570474{padding-bottom: 12px !important;}”][vc_column_text]<\/p>\n If the value of your home has increased, or your circumstances have improved you may be able to borrow more thereby releasing equity in your home.<\/span><\/p>\n Remortgaging to a new lender may enable you to raise the extra money you need. The new lender will ask what the extra money is for, which should be personal reasons: home improvements; consolidate debts or a new car. You would be unlikely to receive the money to start up a new business.<\/span><\/p>\n [\/vc_column_text][vc_custom_heading text=”Pay off your mortgage faster” font_container=”tag:h2|font_size:26|text_align:left” google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal” css=”.vc_custom_1617176592721{padding-bottom: 12px !important;}”][vc_column_text]<\/p>\n You may be looking for a mortgage deal where you can pay off large chunks of the mortgage with no penalties.<\/span><\/p>\n If you\u2019re happy paying the same or slightly higher monthly amount you could reduce the length of your mortgage. This means you will be repaying more of the loan each month whilst paying less interest over the fixed deal.<\/span><\/p>\n [\/vc_column_text][vc_custom_heading text=”Protection against rate rises” font_container=”tag:h2|font_size:26|text_align:left” google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal” css=”.vc_custom_1617176624873{padding-bottom: 12px !important;}”][vc_column_text]<\/p>\n If you are currently paying your lenders Standard Variable Rate SVR, you may see fluctuations, up or down, to the amount you pay from month to month. If you would rather have a set monthly amount you may be able to remortgage to Fixed, Capped or Discounted mortgage deal.<\/span><\/p>\n [\/vc_column_text][vc_custom_heading text=”Remortgage Process” font_container=”tag:h2|font_size:26|text_align:left” google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal” css=”.vc_custom_1617176646528{padding-bottom: 12px !important;}”][vc_column_text]<\/p>\n [\/vc_column_text][vc_custom_heading text=”Contact us” font_container=”tag:h2|font_size:26|text_align:left” google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal” css=”.vc_custom_1617176916623{padding-bottom: 12px !important;}”][vc_column_text]<\/p>\n I am ready to discuss your circumstances and check if remortgaging will benefit you. With access to the majority of lenders and many mortgage deals we will find the most appropriate Mortgage for your needs and guide you through the entire process.<\/span><\/p>\n [\/vc_column_text][vc_column_text]<\/p>\n YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE<\/span><\/strong><\/p>\n [\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":" [vc_row][vc_column][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=”50px”][vc_custom_heading text=”Remortgaging” font_container=”tag:h2|font_size:26|text_align:left” google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal” css=”.vc_custom_1617176098231{padding-bottom: 12px !important;}”][vc_row_inner][vc_column_inner width=”1\/2″][vc_column_text] If you\u2019ve been with the same mortgage lender for several years, the chances are you may be paying much more than you need to for your home loan. [\/vc_column_text][vc_column_text] YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE [\/vc_column_text][vc_column_text] If … <\/p>\n\n
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\nWhen switching to a new product with the same lender there are usually no further checks to be completed.<\/li>\n