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Later Life Lending Mortgages

Lifetime Mortgages helps UK homeowners aged 55 and over access some of the money tied up in their home.  With a lifetime mortgage, the most popular type of equity release, clients can choose to take the money released as a lump sum or after an initial release, in smaller amounts (drawdown). There are no affordability checks and the loan is usually repaid when the house is sold following their death or admission into long-term care.

Lifetime Mortgages has evolved rapidly from a niche lending option for the elderly to become a competitive, mainstream later life planning option, a sector growing faster than any other in the mortgage industry.

You’ll need expert  advice before you can go about releasing equity. We offer access to a qualified specialist adviser who will be able to talk you through all of the options available and find a product that suits your needs.

This service is offered by a service to a third party.


Illingworth Mortgages, a trading name of Nicholas Carr is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your Mortgage.


“The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK”.